The nationwide lockdown period has been extended to May 17 across the country to stop the spread and transmission of global pandemic COVID-19. Due to the lockdown, farmers have been continuously facing a lot of hurdles in farming, day to day life along with their livelihood. However, the government has been releasing different relief measures for farmers, daily wage earners and workers amid this crisis period to lessen their pain through different schemes. Moreover, the government has announced big relief measures for KCC holding farmers and PM-KISAN beneficiaries amid 3.0 nationwide lockdown.
Permission to use 10% of the amount in domestic expenditure
In such a situation, the government is making every effort to help the farmers financially. Sharing information on the official website, the RBI said that farmers who use the credit card can use the card to meet the needs of the household. The Reserve Bank of India has allowed 10% of the loans taken on the Kisan Credit Card to be used for domestic expenditure.
Rs. 1.60 lakh will be the limit
In this credit card, customers get an auto limit of up to Rs 1.60 lakh. Also, if the crop of any account holder is worth more than this, they can make a credit card for a higher amount. You need to fill up every information regarding your crops and land.
How to Apply for Kisan Credit Card-
Go to the official site
All the customers who have opened accounts in PM Kisan Samman Nidhi can only take advantage of this government scheme. For this, you must first go to the official site https://pmkisan.gov.in/
You can download the form from here
From here you have to download the form of Kisan Credit Card. On the official site’s homepage, you will see the option of Download KCC form. You can download the form from here.
You need to fill-up the form with every detail
You will get a one-page form here where you need to fill-up every detail. You have to fill this form with the documents of your land, details of the crop. Apart from this, it has to be declared that they have not got any other farmer credit card made from any other bank or branch.
SOURCE: Krishi Jagran